Terms of Use

Last Updated: August 28, 2026

These Terms of Use (“Terms”) govern your use of CoverageRequest.com and the services provided through Coverage Request. Coverage Request is operated by RR&M WHOLESALE LLC (“Coverage Request,” “we,” “us,” or “our”).

By accessing this website or submitting an insurance request, you agree to these Terms.

1. Our Service

Coverage Request provides an online service that allows consumers to submit information regarding their interest in auto or life insurance.

We may use the information you provide to match or route your request to licensed insurance agents, insurance agencies, or insurance-related partners that may contact you regarding your request.

Coverage Request may receive compensation for providing qualified insurance requests to insurance professionals or related businesses.

2. We Are Not an Insurance Company

Coverage Request is not an insurance company, insurance carrier, insurance agency, or insurance provider.

We do not:

• Issue insurance policies
• Underwrite insurance
• Bind insurance coverage
• Determine insurance eligibility
• Set insurance premiums
• Guarantee insurance coverage or pricing

Any insurance products, quotes, recommendations, or services discussed with you are provided by the applicable licensed insurance professional or insurance company, not Coverage Request.

3. No Guarantee of Insurance or Quotes

Submitting a request through CoverageRequest.com does not guarantee that:

• You will receive an insurance quote
• An insurance company will offer you coverage
• A particular insurance product will be available
• You will receive a particular premium or price
• Your application will be accepted

Insurance availability, eligibility, coverage, and pricing are determined by the applicable insurance professionals and carriers.

4. Information You Provide

You agree to provide information that is accurate and reasonably current when submitting an insurance request.

You may not intentionally submit false, misleading, fraudulent, or unauthorized information through the website.

5. Connection With Insurance Professionals

By submitting an insurance request, your information may be shared with or provided to licensed insurance agents, agencies, and insurance-related partners for the purpose of responding to your request.

Those parties operate independently from Coverage Request and may have their own terms, privacy policies, licensing requirements, and business practices.

6. Contact Regarding Your Request

If you provide the required consent when submitting a request, you agree that the parties identified in that consent may contact you at the phone number or email address you provide regarding your insurance request.

Submitting a request does not constitute consent to unlimited or unrelated marketing communications.

7. No Professional Advice

Information available through CoverageRequest.com is provided for general informational and connection purposes.

Nothing on this website should be considered insurance, legal, financial, tax, or other professional advice.

You should consult an appropriately licensed or qualified professional regarding your individual circumstances.

8. Age Requirement

You must be at least 18 years old to submit an insurance request through this website.

9. Acceptable Use

You agree not to:

• Use the website for fraudulent or unlawful purposes
• Submit information belonging to another person without authorization
• Attempt to interfere with the operation or security of the website
• Use automated systems to submit fraudulent, excessive, or abusive requests
• Attempt to gain unauthorized access to the website or its systems

We may restrict access or reject submissions that we reasonably believe violate these Terms.

10. Third-Party Services

Coverage Request may connect you with independent third parties.

We are not responsible for the products, policies, pricing, representations, actions, availability, or services provided by independent insurance agents, agencies, carriers, or other third parties.

Your dealings with those parties are between you and the applicable third party.

11. Privacy

Our collection and use of personal information is described in our Privacy Policy.

12. Website Availability

We do not guarantee that CoverageRequest.com will always be available, uninterrupted, secure, or error-free.

We may modify, suspend, or discontinue portions of the website or service when reasonably necessary.

13. Intellectual Property

Unless otherwise stated, the Coverage Request website, branding, original text, graphics, design elements, and other original website content are owned by or licensed to RR&M WHOLESALE LLC and are protected by applicable intellectual-property laws.

You may not copy, reproduce, distribute, or commercially exploit our protected content without authorization.

14. Disclaimer of Warranties

To the extent permitted by applicable law, CoverageRequest.com and its services are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied.

15. Limitation of Liability

To the fullest extent permitted by applicable law, RR&M WHOLESALE LLC and Coverage Request will not be liable for indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the website or your interactions with independent third parties.

Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited.

16. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless RR&M WHOLESALE LLC and Coverage Request from claims, losses, or expenses arising from your unlawful or unauthorized use of the website or your violation of these Terms.

17. Changes to These Terms

We may update these Terms periodically. Changes will be reflected by updating the “Last Updated” date at the top of this page.

Your continued use of the website following an update constitutes acceptance of the revised Terms to the extent permitted by applicable law.

18. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles, except where applicable law requires otherwise.

19. Contact Us

Questions regarding these Terms may be sent to:

Coverage Request
Operated by RR&M WHOLESALE LLC
Email: support@coveragerequest.com